These Terms of Service (“Terms”) govern your access to and use of this website and any related services, communications, or content (collectively, the “Site”) operated by Insight Financial Services LLC (“Company,” “we,” “us,” or “our”).

By accessing or using the Site, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, you may not use the Site.

SMS Messaging Terms & Compliance

1. Program Description

Our SMS messaging program provides appointment confirmations, reminders, rescheduling updates, and customer support communications to individuals who have booked an appointment with Insight Financial Services LLC through:

• Our website

• Online scheduling forms

• Other Company-authorized opt-in methods

Participation is voluntary and requires explicit opt-in, which is collected via web forms with a dedicated SMS consent checkbox.

2. Cancellation Instructions

You may cancel SMS messages at any time by replying “STOP” to the number that sent the message.

• You will receive a confirmation of your opt-out

• No further messages will be sent unless you re-opt in

• To rejoin, sign up again through the original opt-in method

3. Support Information

For assistance:

• Reply “HELP” via SMS

• Email: [email protected]

• Phone: +1 208-314-4271 (during business hours)

4. Carrier Liability

Wireless carriers are not liable for delayed or undelivered messages.

5. Message & Data Rates

• Message and data rates may apply

• Message frequency varies based on appointment activity and service usage

• Contact your wireless provider for details regarding your plan

6. Supported Carriers

Our SMS program supports major U.S. carriers, including:

• AT&T

• Verizon

• T-Mobile

• Sprint

• Most regional carriers

7. Age Restriction

You must be 18 years of age or older to participate in our SMS program.

8. Privacy Policy

SMS data handling, consent, and privacy protections are governed by our Privacy Policy, available at:
https://prosperitymultiplier.com/privacy-policy

We comply with all applicable laws, including the Telephone Consumer Protection Act (TCPA) and CTIA guidelines.

General Website Terms

Use of the Site

This Site is owned and operated by Insight Financial Services LLC. By accessing the Site in any manner—automated or otherwise—you agree to use it in accordance with:

• These Terms of Service

• Our Privacy Policy

• Any additional terms applicable to specific services or sections

Modifications to Terms

We reserve the right to modify these Terms at any time. Updated Terms will be posted on the Site with a revised effective date.

Continued use of the Site constitutes acceptance of the updated Terms.

Intellectual Property Rights

Our Limited License to You

All content on the Site—including text, graphics, logos, videos, and downloads—is owned by Insight Financial Services LLC or its licensors and protected by intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access the Site for personal, non-commercial use only.

You may not:

• Copy, reproduce, distribute, or exploit Site content

• Create derivative works

• Use content for commercial purposes without written permission

You may download or print individual pages for personal use, provided all copyright notices remain intact.

Your License to Us

By submitting content (including comments, media, or other materials), you represent that you own or have permission to submit it and grant us a royalty-free, perpetual, irrevocable, worldwide license to use, modify, publish, and distribute that content in connection with our business.

Disclaimers

The Site may include links to third-party websites. We do not control or endorse third-party content and are not responsible for their practices.

All information and services provided through the Site are offered “as is” and without warranties, express or implied, including warranties of merchantability or fitness for a particular purpose, to the fullest extent permitted by law.

Indemnification

You agree to indemnify and hold harmless Insight Financial Services LLC, its affiliates, officers, directors, employees, and agents from any claims, damages, liabilities, or expenses arising from:

• Your use of the Site

• Your violation of these Terms

• Your violation of any applicable law

Account Security

If you believe your account or communications have been compromised, notify us immediately at [email protected].

We are not liable for losses resulting from unauthorized access caused by your failure to safeguard credentials.

Termination

We reserve the right to suspend or terminate your access to the Site at our discretion, without notice, if you violate these Terms or engage in unlawful or inappropriate conduct.

Upon termination, you must immediately cease use of the Site and its content.

Governing Law & Dispute Resolution

These Terms are governed by the laws of the state in which Insight Financial Services LLC operates.

Any disputes arising under these Terms shall be resolved through binding arbitration in that jurisdiction, unless prohibited by law.

Changes to These Terms

The most current version of these Terms will always be available on our website and will include the effective date.

Contact Information

For questions regarding these Terms of Service:

Insight Financial Services LLC
Phone: +1 208-314-4271
Email: [email protected]
Website: prosperitymultiplier.com

By using our website, services, or communications, you acknowledge that you have read, understood, and agree to these Terms of Service.